Builders Warranty Insurance

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Builders Warranty Insurance

Are you a licensed builder carrying out domestic building work? Regardless of your experience, there may still be instances where your building works don’t go to plan or you find yourself unable to honour your building commitments and deliver the finished product. This can have significant implications for both you and your clients.

Builders Warranty Insurance (also known as Home Warranty Insurance) provides a safety net for homeowners to compensate for losses due to faulty workmanship and incomplete building work if their builder dies, disappears or becomes insolvent and can’t pay off their debts.

Do I need Builders Warranty Insurance?

A Builders Warranty insurance scheme is a legal requirement under State/Territory law, in all states except Tasmania, for builders carrying out domestic building contracts. If you are a licensed builder, you may need Builders Warranty Insurance to protect your clients.

If you own a home and are having work done to your home by a builder including renovations or an extension, you will need Builders Warranty Insurance.

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Important Tips

As a guide, you will need to get cover when the value of your building works go above the below amount in various states:

  • New South Wales, Western Australia, and the Australian Capital Territory: $20,000
  • Victoria: $16,000
  • Northern Territory and South Australia: $12,000
  • Queensland: $3,300 ($1,100 for Hydraulic Services Design)

If it’s a requirement in your state to get Builders Warranty Insurance, your contractor should arrange it for you. But it’s best to get a copy of the paperwork proving it before you sign the contract to be sure you’re covered.

Your will need a copy of the builders warranty certificate from your builder to make a claim.

How Coverforce can help

At Coverforce, we understand the risks involved in any construction work. Our experienced insurance brokers and in-house claims team know the legal requirements in your state and will help to arrange the right Builders Warranty Insurance Program for you.

Contact your local Coverforce office today and see how our professional risks team can help you.

Alternatively, you can simply fill out a Quote Form below and one of our insurance brokers will get in touch with you within one business day.

Request a quote

Simply fill out the form below and we will get back to you within 1-2 business days. Alternatively, should you prefer to speak to someone right now, call 1300 503 503 to talk to a qualified broker.

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Are you looking for expert risk advice and great value cover for your business? Call us to speak to a Coverforce insurance broker today.

Our Insurance Brokers service clients throughout Australia, with key offices in Sydney, Melbourne, Brisbane, Adelaide and Perth.

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Our brokers can access more than 100 insurers across the globe to find your business quality cover at the right price.

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