PayCover Cover & Options

PayCover offers employers the flexibility to meet the insurance needs of their employees. We offer a range of different income protection insurance options and package types from Bronze up to Platinum offerings.

The following table describes the most commonly used insurance options purchased through PayCover.

PayCover Type Waiting Period In Days Waiting Period in Days for Football Injuries Income Replacement Percentage For Workplace Disability Income Replacement Percentage For Non-Workplace Disability Maximum Benefit Period Is A Weekly Benefit Capping Available On Request?
Platinum 14 14 28 100 90 104 weeks Yes
Platinum 21 21 28 100 90 104 weeks Yes
Platinum 28 28 28 100 90 104 weeks Yes
Gold 14 14 28 90 90 104 weeks Yes
Gold 21 21 28 90 90 104 weeks Yes
Gold 28 28 28 90 90 104 weeks Yes
Silver 14 14 28 85 85 104 weeks Yes
Silver 21 21 28 85 85 104 weeks Yes
Silver 28 28 28 85 85 104 weeks Yes
Bronze 14 14 28 80 80 104 weeks Yes
Bronze 21 21 28 80 80 104 weeks Yes
Bronze 28 28 28 80 80 104 weeks Yes

Note: Rates from 1 January 2017.