IT Liability Insurance

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IT Liability Insurance

The information and technology industry is complex and developing at an increasing rate. As more businesses depend on online systems for core business operations, IT professionals face a range of potential liabilities from clients and third parties that can have crippling financial and reputational consequences.

Clients rely on you to provide sound advice and to get their systems right. However, sometimes things can go wrong, product installations may not go according to plan or systems can break down.

IT Liability Insurance protects you and your business against legal liability occurring due to the failure of your IT products, services or advice. This type of policy combines professional indemnity, public liability and product liability into one insurance solution.

At Coverforce, our expert team of insurance brokers understand the pressure businesses are under to meet the expectations of clients and the risks IT professionals face every day on the job. That’s why we will take the time to assess your individual risk management requirements and exposures and deliver an insurance solution best meets your business needs.

Help protect your IT business, contact your local Coverforce office and see how we can help you.


Do I need IT Liability Insurance?

If you are a consultant or work in an organisation that develops, manufactures, sells, licenses or integrates any form of information technology or related services you should consider IT Liability Insurance. This includes:

  • Software Developers
  • Electronic and Telco equipment manufacturers
  • Telecommunication providers
  • Internet service providers
  • IT Consultants
  • Web Hosting service providers
  • Hardware/Software resellers
  • IT Maintenance and Repair Technicians

Request an IT Liability Insurance Quote Now

What does this Insurance cover?

  • Protection if an IT product or service you provided fails
  • Protection in the event that someone hacks into your IT systems or software and destroys or steals information
  • Cover in the event that something goes wrong based on advice you’ve provided on an IT service or product

Should I consider an IT Liability policy over separate Indemnity and Liability policies?

Due to the nature of IT, where you’re providing both a service and product simultaneously, it’s sometimes unclear where a claim should fall. The uncertainty is whether it should be placed under a product or public liability policy (third party claims for property damage or personal injury) or a professional indemnity policy (third party claims for financial loss).

This means that your claims could slip through the cracks between the two policies, particularly when they are placed with separate insurers. It’s best to get cover under the one IT Insurance policy, which will include all of the above.

Contact Coverforce

For more information or to arrange cover, please contact our specialised team at our Coverforce Office.

Alternatively, you can simply fill out a IT Liability Insurance Quote Form below and one of our insurance brokers will get in touch with you within one business day.

Request an IT Liability Insurance quote

Simply fill out the form below and we will get back to you within 1 business day. Alternatively, should you prefer to speak to someone right now, contact us during business hours to speak with an experienced insurance broker.

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Are you looking for expert risk advice and great value cover for your business? Call us to speak to a Coverforce insurance broker today.

Our Insurance Brokers service clients throughout Australia, with key offices in Sydney, Melbourne, Brisbane, Adelaide and Perth.

Our global insurance network

Our brokers can access more than 100 insurers across the globe to find your business quality cover at the right price.

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