AMWU Journey Accident Insurance
Across Australia, conservative governments are slowly removing journey accident insurance from State responsibility. In response, the AMWU has arranged for Journey Accident Insurance for all of our full fee paying financial members. We have arranged the Insurance on behalf of the AMWU to ensure our Members are not exposed to loss of income if injured on the journey to and from work from 15 December 2013.
The Journey Accident Insurance does not replace previous Workers Compensation arrangements but it does provide an alternative program to Members based on;
- Weekly Accident Benefit up to 85% of a members weekly wage to maximum of $1,500 per week
- Waiting period / excess 14 days.
- Benefit period of up to 104 weeks
To be entitled to the benefits of the policy you must be an eligible financial member of the AMWU and be paying full dues. It is important to note that you must be a full member of the Union at the time of the accident to be covered under this policy. Pre-existing conditions are not insured.
Special note for unemployed members
Unemployed members are deemed to be Financial Members for a period of one year post unemployment, provided they have a zero balance. For clarity, the insurance benefits of financial membership shall not be available to a financial unemployed members from mid night on the first anniversary of them being suspended as Unemployed on the AMWU membership database
While all other categories of suspended membership other than Unemployed (such as ‘Away from Trade’, ‘Illness’, etc.) are not deemed to be financial members of the Union they will be, for the purposes of Emergency Transport and Funeral Benefit be eligible for cover, subject to all other eligibility criteria, for a period of 12 months suspension provided they have been paying financial members of the Union for at least 12 months prior to their membership being suspended and they have a zero balance.
Eligible financial member means a person who is a financial member of the Australian Manufacturing Workers’ Union (AMWU). This is a member who has paid full current dues, or is on direct debit or payroll deductions at the time of the accident. This benefit does not apply to retired members, unemployed members, members otherwise suspended, or where the cover is provided by statutory or other means.