CFMEU NSW Travel Insurance

The CFMEU Construction & General Division NSW Branch has arranged a Travel Insurance policy for All Union Executives, Employees and Eligible Financial Members including Accompanying Partner and Dependent Children.

The coverage afforded by this policy shall only apply whilst the Insured person is engaged in travel provided an interstate destination or a destination beyond the territorial limits of Australia forms part of such travel.

Important Definitions

Eligible Financial Member means a person who is a financial member of the Construction Forestry Mining and Energy Union, New South Wales Divisional Branch, Construction and General Division. This is a member who has paid full current dues, or is on direct debit or payroll deductions; or is registered as medically unfit or unemployed and paying reduced union fees. This also means a person who is an eligible member of CFMEU Solidarity. To be covered, a person must be an eligible financial member at the time of making a claim. This benefit does not apply to retired members or members who are not paying union fees or un-financial members.

Family means the Insured Person’s spouse/partner/defacto and any unmarried dependent children, stepchildren or legally adopted children who are living with the Insured Person and who are under nineteen (19) years of age or under twenty five (25) years of age if they are a full-time student and primarily dependent on the Insured Person for maintenance and support .

Insured Travel means travel being carried out as described in the Schedule. Insured Travel does not include any travel that exceeds six (6) months.

Table of Benefits

Benefits Limits
Death (Event 1 – See PDS for details) $100,000
Capital Benefits (Event 2-19 – See PDS for details) Percentage of $100,000
Weekly Benefit – Injury (Event 20 – See PDS for details) $500
Medical, Medical Evacuation $unlimited – 24 months
Additional Expenses $100,000
Baggage, travellers cheques, travel documents, credit cards (limit $2,500 per item)(excludes business equipment) $15,000
Specified Items Nil
Money $1,000
Loss of Deposits / Cancellation Charges $5,000
Kidnap, detention, ransom & extortion $250,000
Hire car expenses $5,000
Personal liability $10,000,000
Evacuation cover and personal safety $25,000
Life insurance $50,000

Excesses

Insured Person which has been a financial member of the CFMEU for six months or greater- It is hereby declared and agreed that we not liable for the first five hundred ($500) dollars of each and every claim (applicable to sections 4 Baggage,5 Loss of Deposit and Cancellation Charges and 7 Hire Car Expenses Only) Insured Person which has been a financial member of the CFMEU less than six months or greater- It is hereby declared and agreed that we not liable for the one Thousand ($1,000) dollars of each and every claim (applicable to sections 4 Baggage,5 Loss of Deposit and Cancellation Charges and 7 Hire Car Expenses Only)