Journey Accident Insurance
Commonwealth and State workers’ compensation systems around the country have effectively removed coverage for employees travelling to and from their place of employment, except in special circumstances. The Union has arranged for Accident Journey Insurance for all our financial Members based in New South Wales, including all Delegates, but excluding Members engaged in the Black Coal Mining Industry, to ensure Union Members are not exposed to loss of income if injured on the journey to and from work, from 1 July 2013.
The Journey Accident Insurance does not replace previous workers compensation arrangements but it does provide an alternative program for members including the following benefits:
- Accident Benefit up to 85% to a maximum of $1,500 per week
- Waiting period / excess 14 days.
- Benefit period of up to 104 weeks
To be entitled to the benefits of the policy you must be a current Member of the Union. It is important to note that you must be a full Member of the Union at the time of the accident to be covered under this policy. Pre-existing medical conditions are not insured.
If you are injured travelling to or from work please notify your employer immediately and lodge a workers compensation claim directly with them and concurrently complete a Journey Insurance claim as well and send it to our insurance broker Coverforce Insurance Broking Pty Ltd.
Please be aware that when submitting a new claim you must provide all supporting documentation of your incident.
If you would like to find out more information about Journey Insurance do not hesitate to contact our insurance broker Coverforce Insurance Broking Pty Ltd.
An eligible member for journey cover requires the Member to be financial at the time of the accident.
Coverage is not provided for Members who are registered as medically unfit, unemployed, paying reduced union fees, retired Members or Members who are not paying union fees.