Real Estate


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Tailored Cover. Competitive Rates. Unmatched Expertise.

The real estate industry presents its own set of challenges, whether you're managing property transactions, meeting client expectations, or working across both commercial and residential sectors.

At Coverforce, we understand the unique risks real estate professionals face. Our insurance options offer the flexibility to select coverage that aligns with your specific needs, providing comprehensive protection and peace of mind for your business.

Insurance Solutions for Real Estate businesses

At Coverforce, we understand the unique risks real estate professionals face. Our insurance options offer the flexibility to select coverage that aligns with your specific needs, providing comprehensive protection and peace of mind for your business.

Key Insurance Products for Real Estate Businesses (click a product to learn more):

Professional Indemnity Insurance (PI) for Real Estate Agents is essential in protecting against the costs of legal defence and compensation claims if a client alleges that your advice or services led to financial loss. While PI insurance is a mandatory requirement in certain states, it’s a crucial safeguard for all real estate professionals, regardless of legal obligations. We offer tailored Professional Indemnity Insurance that specifically addresses the unique risks encountered by those in the real estate industry.

Professional Indemnity policies may include the following optional extensions:

  • Fidelity (usually sub-limited to $100,000 or less)
  • Employment Practices Liability (usually sub-limited to $500,000 or less)
  • Statutory Liability (usually sub-limited to $250,000 or less)

Cyber Insurance is designed to specifically address the exposures Real Estate Agents face when using the internet, email, websites, computer programs and in particular from storing private information about their clients.

Cyber Liability & Privacy Protection insurance policies general provide the following key elements of cover:

  • Third-Party Claims: From failure to keep data secure, including claims for compensation, investigations, payment of fines and penalties. Also includes defence costs and legal representation expenses.
  • Business Interruption: Reimbursement for lost profits, as well as necessary expenses incurred to maintain operation of the business as a result of the interruption.
  • Remediation Costs: Reimbursement of the Insureds own costs including credit monitoring, cyber extortion, data restoration, forensic, notification and public relations costs, and legal representation expenses.
  • Social Engineering/Phishing/Phreaking/Cyber Fraud (optional extension and usually sub-limited to $250,000 or less): Cover for Direct Financial Loss and/or Loss which the Insured is legally liable to pay due to: Social Engineering, Phishing, Phreaking, Cyber Fraud.

Running a real estate business means carrying significant responsibility—and risk. If you’re a director or officer, your personal and company assets could be at stake if something goes wrong. Management Liability Insurance helps protect decision-makers against claims arising from alleged wrongful acts, such as breaches of duty or mismanagement. It’s a critical layer of protection for those steering the business.

These policies also extend to cover:

  • Employment Practices Liability – full policy limit
  • Statutory Liability – generally up to $1,000,000
  • Crime (First Party & Third Party cover) – generally up to $1,000,000
  • Tax Audit – generally up to $250,000

The risk of fire, theft, malicious damage and accidental damage of company property can be protected under a Business Insurance policy. Business Interruption (loss of revenue and additional costs), can also be insured together with other policy sections such as Glass, Money, General Property, Public Liability, and Machinery/Electronic Breakdown. An important consideration with Business Insurance is to ensure that the risk of flood is considered, and that the flood extension is requested to be included if required. Flood is not a standard inclusion under Business Insurance policies.

If you lease or own an office, conduct open homes and property inspections, visit clients, or attend and organise events, you are exposed to potential third-party injury or property damage claims. For businesses in the property sector, Public Liability insurance is essential. It can either be included under a broader Business Insurance policy or purchased as a standalone Public Liability policy.

This statutory insurance is compulsory for incorporated entities who employ staff or pay wages in all states and territories across Australia. Workers compensation Insurance may also be required for sole traders and ABN holders.



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Where competitive rates meet unmatched expertise

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20+ Years of Industry Experience
Specialists in real estate and property management insurance.

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Highly Competitive Premiums
Strong insurer relationships help us deliver quality cover at great rates.

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Top-Tier Insurance Solutions
Access to top-tier Professional Indemnity products designed for your industry.

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Trusted by Hundreds of Agencies
Including independents and major franchise groups.

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Preferred by Leading Networks
Chosen by LJ Hooker, Laing+Simmons, One Agency, Richardson & Wrench and more.

Specialist claims support, every step of the way

When a claim arises, it’s not just about having the right cover, it’s about having the right support. At Coverforce, all claims are managed in-house by our experienced, qualified team, handling over 10,000 claims each year.

From start to finish, we coordinate with the insurer, keep you informed on timelines and next steps, and follow up regularly to help fast-track resolution. We also manage negotiations to ensure your full policy entitlement is honoured.

Our claims service is built on personalised, professional support, delivering fast, effective outcomes that protect your business and help you move forward with confidence.

Meet our team

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Stacey McGauran
Client Manager

With over 20 years experience in the insurance industry, Stacey McGauran brings a wealth of knowledge and expertise to her role at Coverforce. Specialising in real estate and property management insurance, Stacey has been instrumental in assisting agents across Australia in securing tailored Professional Indemnity and Business Insurance solutions. Stacey is committed to delivering personalised service, ensuring that each client receives comprehensive risk assessments and insurance strategies that align with their business objectives.

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Emma Carr
Client Executive

Emma is a dedicated and detail-oriented Account Executive supporting our real estate clients with tailored insurance solutions. With a strong foundation in client service and a keen interest in the real estate industry, Emma brings fresh energy and a proactive approach to every interaction. She works closely with our senior brokers to ensure clients receive responsive service, accurate advice, and smooth policy management.

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What our clients say

Protect your business today

For more details or to speak with one of our expert brokers about your coverage, contact us at realestate@coverforce.com.au or call 02 9376 7969. Alternatively, click the Request a Quote button below to get started, and we’ll be in touch.

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Our Global Insurance Network
Our brokers can access more than 100 insurers across the globe to find your business quality cover at the right price.

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