Smart insurance solutions for Caravan Manufacturers
Manufacturing caravans, trailers or recreational vehicles involves a blend of precision production, large-scale materials, mobile inventory and highly customisable engineering. Whether you’re building new caravans, undertaking major refits or manufacturing components, the risks you face are different: equipment breakdown, transport damage, faulty workmanship, regulatory compliance and warranty claims all come into play.
At Coverforce, we’ve worked closely with caravan manufacturers and fit-out specialists across Australia to deliver insurance solutions tailored to their operations. Our experienced brokers understand the unique risks faced by this industry and will help you secure practical, cost-effective cover that supports your production, transport and warranty requirements.
Who we can help include:
Caravan manufacturers | Trailer builders | RV fit-out specialists | Component suppliers | Mobile workshop manufacturers | After-market caravan equipment makers
Common Risks for Caravan Manufacturers
Production Defects & Warranty Claims
Even small build defects or component failures can lead to costly warranty claims, product recalls, or brand reputation damage. Maintaining strict quality control and ensuring coverage for recall expenses and repair work is essential for long-term stability.
Damage in Transit or Delivery
Caravans and RVs often travel long distances from the factory to dealerships or customer sites, exposing them to potential damage during loading, transport, or delivery. Without adequate transit insurance, your business could face significant replacement or repair costs.
Equipment & Tools Breakdown
Manufacturing relies on specialised machinery, jigs, and presses that are critical to maintaining production schedules. Equipment breakdowns or tooling damage can cause extended downtime and loss of income if not properly insured.
Material & Inventory Exposures
Caravan manufacturers hold large quantities of valuable materials such as aluminium, composite panels, timber, and appliances. These assets are vulnerable to theft, fire, or accidental damage both during storage and throughout the production process.
Product Liability & Customer Injury Claims
Once a caravan is sold, any defect that results in property damage or customer injury can create a serious liability issue. Comprehensive product liability cover is vital to safeguard your business against legal expenses and compensation costs.
Regulatory & Compliance Risks
Manufacturers must comply with strict Australian Design Rules, vehicle safety standards, and load-rating regulations. Any breach or delay in compliance approvals can disrupt production, trigger penalties, or affect your ability to sell to market.
Business Interruption & Supply Chain Disruption
Events such as fires, machinery failure, or supplier insolvency can halt production or delay critical components. Business interruption insurance helps protect your cash flow and supports recovery until normal operations resume.
Insurance Considerations for Caravan Manufacturers
Business Insurance Packages
Protects your buildings, machinery, and stock from insured events like fire, theft, and natural disasters.
Commercial Property Insurance
Covers your factory buildings, warehouses, machinery, equipment, and stock against damage or loss caused by fire, theft, storms, or other insured events.
Cyber & Privacy Insurance
Covers losses from cyber attacks, data breaches, and system disruptions.
IT Liability Insurance
Useful for manufacturers with in-house IT systems or products, offering protection against tech-related service or data risks.
Management Liability Insurance
Covers directors and business owners for claims arising from mismanagement, HR disputes, or regulatory breaches.
Professional Indemnity Insurance
Relevant for businesses offering design, consulting, or engineering advice as part of their manufacturing services.
Product Recall Insurance
Covers costs associated with recalling faulty, contaminated, or unsafe products—including notification, disposal, and replacement expenses.
Public Liability Insurance
Covers claims of third-party injury or property damage occurring on your premises or caused by your operations.
Trade Credit Insurance
Protects your business from unpaid invoices and manage cash flow with confidence.
Get in touch
Protect your caravan manufacturing business with insurance designed for production, transport, and warranty risks – speak to our specialist brokers today.
For more information or to arrange cover, please contact us or simply fill out the Caravan Manufacturers Insurance quote form below and one of our insurance brokers will get in touch in one business day.
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