Commercial Property Insurance

Protecting your business premises and assets

Your business property is a critical part of your operations. Should an unexpected incident occur, such as fire, theft, or storm, and your property is left unprotected, you could be left exposed to significant financial damage. Commercial Property Insurance provides financial protection for your buildings, contents, and other assets, helping you recover quickly and keep your business running.

What is Commercial Property Insurance?

Commercial Property Insurance (or Building Insurance) covers you against loss or damage done to non-residential buildings and contents. It can include a collection of relevant policies such as Strata Title and Landlords Insurance, depending on your specific property and circumstances.

This type of insurance is essential for businesses that own, lease, or occupy commercial premises, helping reduce financial impact when unforeseen incidents occur.

A typical Commercial Property Insurance policy will provide cover for:

• Damage from floods, fire, or earthquakes
• Theft
• Malicious and accidental damage
• Loss of rent
• Personal injury/property damage
• Machinery breakdown

When arranging Commercial Property Insurance, your coverage may be structured through:

• A tailored Business Package Insurance policy
• A Strata Title Insurance Policy for multi-tenanted buildings
• A Landlords Insurance Policy for commercial rental properties
• An Industrial Special Risks Insurance Policy. This is designed for high-value properties (above $5 million), though a separate Public Liability policy may also be required with this option).

Who is it suitable for?

Warehouses | Shopping Centres | Factories | Units & Apartments | Retail Stores | Offices | Restaurants | Hospitality Operators | Industrial Buildings | Manufacturing Facilities