Business Insurance designed for Small and Medium Enterprises
No matter the size or industry, every business faces risks that can disrupt day-to-day operations or impact financial stability. A Business Insurance Package makes managing those risks easier by bringing key protections together in one policy. It’s a practical, cost-effective way for small and medium enterprises to safeguard what they’ve worked hard to build. With the right cover in place, you can focus on running your business, knowing the essentials are taken care of.
What is Business Package Insurance?
A Business Insurance Package (also called a 'Business Pack') is structured to include a number of insurance cover options that offer broad financial protection for a number of risks faced by SMEs.
This type of insurance typically includes essential protections property insurance, liability insurance and business interruption coverage. By consolidating multiple coverages into a single policy, business package insurance provides a convenient, cost-effective and comprehensive solution for businesses.
Some cover types typically included in a Business Package insurance policy are:
- Public Liability Insurance
- Business Interruption Insurance
- Products Liability Insurance
- General Liability Insurance
- Protection against fire, theft, accidental and malicious damage done to your business (within the limits of the prescribed policy wording)
It is important to note that Business Insurance packages don't include Workers Compensation Insurance. If you need to arrange this type of insurance, this will need to be taken out in a separate policy.
Who is a Business Insurance Package suitable for?
A Business Insurance Package is best suited to small and medium-sized enterprises that need a practical and cost-effective way to protect against common risks. It can provide significant value for:
Retailers and Hospitality Operators
Protects assets like stock, equipment, and fit-outs for SMEs such as cafés, retail stores, and restaurants, and includes cover for public liability arising from customer interactions.
Professional Service Providers
Includes consultants, agencies, and trades that require cover for office premises, client-related risks, and potential disruptions to business operations.
Growing Businesses and Startups
Provides a convenient way to bundle essential covers into one policy, helping new or expanding businesses manage diverse risks, maintain continuity, and focus on growth.
Get in touch
Coverforce partners with SMEs to deliver a comprehensive Business Insurance Package, ensuring key risks are covered and your business can operate with peace of mind.
For more information or to arrange cover, please contact us or simply fill out the Business Insurance Package quote form below and one of our insurance brokers will get in touch in one business day.
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