Essential Cover for Workplace Injuries and Illness
Whether you're a small business or a large organisation, workers compensation provides essential cover in the event of workplace injuries, accidents, or illness. With a tailored workers comp policy, you can help ensure that your employees are covered for medical expenses, rehabilitation, and lost wages while also protecting your business from potential legal claims.
What is Workers Compensation Insurance?
Accidents in the workplace can happen. As an employer, it’s your responsibility to ensure your workplace is safe and to have a Workers' Compensation policy that adequately covers your employees in case of injury or illness caused by work.
Workers' Compensation is a state-based insurance scheme that provides financial assistance to employees in the unfortunate event of a work-related injury or illness. Coverage generally includes:
- A percentage of injured workers' wages while they’re unable to work
- Compensation for lost earnings due to reduced working capacity
- Medical, hospital, and treatment costs related to work injuries
- Rehabilitation costs to help workers return to work
- Lump-sum payments for permanent impairment
Key Benefits of Workers Compensation Insurance
Employee Support
Ensures injured employees receive medical care, rehabilitation, and income replacement, helping them return to work safely.
Legal Compliance
Meets mandatory state or territory requirements for workplace insurance, reducing the risk of penalties and fines.
Financial protection for employers
Provides coverage for compensation claims and associated legal expenses, helping to safeguard your business finances.
Workplace Safety Incentives
Some policies offer programs or discounts for businesses that actively manage and reduce workplace risks.
Get in touch
Our brokers can help ensure your business meets all workers compensation obligations, guiding you through coverage options and providing a policy tailored to your workforce and industry.
For more information or to arrange cover, please contact us or simply fill out the Workers Compensation Insurance quote form below and one of our insurance brokers will get in touch in one business day.
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