Protect your workers incomes and you'll be protecting more than you know.

WageGuard is a specialist life insurance product purchased by employers on behalf of their employees.

WageGuard provides 24 hour income protection. Cover is comprehensive with flexible benefit structures that can be tailored to suit your specific needs.

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Am I covered under WageGuard if I contract COVID-19?

Yes, all WageGuard policy holders are covered for illness. For more information click here >>

Income Protection - What is it and how does it work?

Group income protection, also known as Personal Accident Cover, Group Risk Insurance or Group Salary Continuance is an insurance policy taken out by a corporation on behalf of its employees.

In a similar way to insuring your car or house, an income protection policy insures an employee's future earning capacity.

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Client Testimonials

We are proud of our WageGuard product and the service we provide to both business owners and their employees. But rather than taking our word for it, click "find out more" to view some real client testimonials about their personal experiences with UCover and WageGuard.

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General Advice Warning

The advice on this website does not take into account any of your particular objectives, financial situation or needs. For this reason, before you act on this advice, you should consider the appropriateness of the advice, taking into account your own objectives, financial situation and needs. Before you make any decisions about whether to acquire the policy, you should obtain and read the Wageguard PDS and the UCover Financial Services Guide. These can be accessed through the downloads page. Call UCover on (02) 9376 7899 if you wish to request a hard copy of these documents.

WageGuard is issued by Hannover Life Re of Australasia Ltd ABN 37 062 395 484.

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