Complete Insurance Cover for SMEs
Every business faces exposure to risk, whether through property damage, loss of income, or liability claims. A Business Insurance Package consolidates these essential protections into a single, adaptable policy, purpose-built for small and medium enterprises seeking comprehensive yet streamlined cover. It offers a considered, cost-effective approach to protecting what your business has been built on.
What is a Business Insurance Package?
A Business Insurance Package (also called a 'Business Pack') is structured to include a number of insurance cover options that offer broad financial protection for a number of risks faced by SMEs.
This type of insurance typically includes essential protections property insurance, liability insurance and business interruption coverage. By consolidating multiple coverages into a single policy, a Business Insurance Package provides a convenient, cost-effective and comprehensive solution for businesses.
Some cover types typically included in a Business Insurance Package are:
- Public Liability Insurance: covers claims for injury or property damage caused to third parties as a result of your business operations.
- Business Interruption Insurance: helps cover lost income and ongoing expenses if your business is unable to operate normally following an insured event.
- Products Liability Insurance: protects your business against claims for injury or damage caused by products you manufacture, supply or sell.
- General Liability Insurance: provides broader cover for claims arising from your general business activities, beyond public and products liability.
- Fire, Theft and Malicious Damage Protection: covers loss or damage to your business property from events such as fire, theft, and accidental or malicious damage (within the limits of the prescribed policy wording).
It is important to note that a Business Insurance Package doesn't include Workers Compensation Insurance. If you need to arrange this type of insurance, this will need to be taken out in a separate policy.
Who is a Business Insurance Package suitable for?
SME's | Retail stores | Cafes | Restaurants | Hospitality Operators | Consultants | Agencies | Trades | Startups | Professional Service Providers
Get in touch
Our team of experienced brokers works closely with SMEs to source competitive quotes and compare policy features, helping you find the right Business Insurance Package for your needs.
For more information or to arrange cover, please contact us or simply fill out the Business Insurance Package quote form below and one of our insurance brokers will get in touch in one business day.
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