Liability protection for your business
Any business that interacts with the public, whether through customers visiting your premises, staff working on-site at a client's property, or members of the public encountering your operations, faces the risk of a claim for injury or property damage.
Public Liability Insurance protects your business against the cost of defending such claims and any damages awarded, covering incidents arising from your business activities, products or premises.
What is Public Liability Insurance?
As a business owner, you have a duty of care to any third party that is associated with the business and its activities. Therefore, Public Liability Insurance is highly recommended for all business types across every industry.
Public Liability Insurance protects you and your business against the financial risks of being found liable for a third party death or injury, loss or damage to property or economic loss resulting from your negligence.
A Public Liability policy typically covers:
- Legal representation costs incurred during the settlement of a claim
- Injury or damage to a third party caused by your business' activities
- Damage caused by your business to someone elses property
- Loss and damage of goods
In addition to Public Liability Insurance, if you own a business that sells or delivers goods you may also want to consider getting Product Liability Insurance. Product Liability Insurance is suitable for people and businesses that supply products to customers. It protects you in the event that your goods or products cause personal injury, death or damage to a member of the public. This could include customers, suppliers, delivery drivers, clients etc.
Who is Public Liability Insurance suitable for?
Retail stores | Cafes | Restaurants | Hospitality operators | Consultants | Agencies | Trades | Startups | Event organisers
Get in touch
Injuries, property damage and third-party claims can happen even in the most careful businesses. From customer-facing premises to work carried out on-site, we'll help you find Public Liability cover that matches where and how your business actually operates.
For more information or to arrange cover, please contact us or simply fill out the Public Liability Insurance quote form below and one of our insurance brokers will get in touch in one business day.
Request a Quote
