Personal Accident and Sickness Cover


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For many of us, taking time off work due to illness or injury is simply not an option. Especially if the medical condition means you will extend your sick leave entitlements or worse, you might not have any benefits at all.

Irrespective of your circumstances, Personal Accident and Sickness is designed to safeguard your income and help offer reassurance that you can fulfill your financial obligations in the event of an injury or sickness.

What is Personal Accident and Sickness Insurance?

Personal Accident and Sickness insurance is designed to cover you for loss of income if you are deemed unable to work due to an accidental injury or sickness. Cover can be tailored to meet your individual needs including different waiting periods, benefit periods and the benefit levels available.

Personal Accident and Illness Insurance cover can provide the following options:

  • Choice of waiting period (7, 14, 21 or 28 days)
  • Choice of cover levels (Personal accident insurance only or Personal accident and sickness insurance)
  • Choice of benefit periods (52 or 104 weeks)
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How Coverforce Can Help

At Coverforce, we understand how important it is to safeguard your financial position for you and your family. Our team of expert insurance brokers can offer various levels of accident and sickness insurance depending on your individual needs.

For more information or to arrange cover for your business, please contact us.

Alternatively, you can simply fill out a Personal Accident and Sickness Insurance Quote form below and one of our insurance brokers will get in touch with you within one business day.

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Coverforce 3LP Pty Ltd as Corporate Authorised Representative of Coverforce Partners Pty Ltd AFSL 245377, acts as Coverholder on behalf of certain Underwriters at Lloyd’s led by Canopius Managing Agents Ltd, Syndicate 4444, which has subscribed to the General Insurance Code of Practice (https://insurancecouncil.com.au/cop/). Coverforce Partners Pty Ltd is a member of the Australian Financial Complaints Authority (AFCA) to whom complaints may be referred for determination.

In the event your complaint or dispute relates to a Lloyd’s of London policy, please refer to the following link [Complaints Information]. For any other complaint or dispute, please refer to our Financial Services Guide.

Our Global Insurance Network
Our brokers can access more than 100 insurers across the globe to find your business quality cover at the right price.

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Coverforce 3LP Pty Ltd

Phone: 07 3613 7900
Email: 3lpinfo@coverforce.com.au

Postal Address:
1/93 Commercial Road, Newstead QLD 4006

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