Complete Insurance Cover for SMEs
Running a business comes with enough to think about without having to worry about everything that could go wrong. From your premises and equipment to customers, stock and day-to-day operations, the right insurance can help protect the things your business relies on.
Business package insurance brings together a range of covers in one policy, providing practical protection for many of the risks faced by small and medium-sized businesses. We can help you understand where your business is exposed and arrange cover that suits the way you operate.
What is Business Package Insurance?
A Business Insurance Package (also called a 'Business Pack') is structured to include a number of insurance cover options that offer broad financial protection for a number of risks faced by SMEs.
This type of insurance typically includes essential protections property insurance, liability insurance and business interruption coverage. By consolidating multiple coverages into a single policy, business package insurance provides a convenient, cost-effective and comprehensive solution for businesses.
Some cover types typically included in a Business Package insurance policy are:
- Public Liability Insurance
- Business Interruption Insurance
- Products Liability Insurance
- General Liability Insurance
- Protection against fire, theft, accidental and malicious damage done to your business (within the limits of the prescribed policy wording)
It is important to note that Business Insurance packages don't include Workers Compensation Insurance. If you need to arrange this type of insurance, this will need to be taken out in a separate policy.
Who is a Business Insurance Package suitable for?
A Business Insurance Package is best suited to small and medium-sized enterprises that need a practical and cost-effective way to protect against common risks. It can provide significant value for:
Retailers and Hospitality Operators
Protects assets like stock, equipment, and fit-outs for SMEs such as cafés, retail stores, and restaurants, and includes cover for public liability arising from customer interactions.
Professional Service Providers
Includes consultants, agencies, and trades that require cover for office premises, client-related risks, and potential disruptions to business operations.
Growing Businesses and Startups
Provides a convenient way to bundle essential covers into one policy, helping new or expanding businesses manage diverse risks, maintain continuity, and focus on growth.
Get in touch
Our team of experienced brokers works closely with SMEs to source competitive quotes and compare policy features, helping you find the right Business Insurance Package for your needs.
For more information or to arrange cover, please contact us or simply fill out the Business Insurance Package quote form below and one of our insurance brokers will get in touch in one business day.
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