Cover for Your Work, Tools and Business
Tradespeople spend their days working on-site, using tools and equipment, travelling between jobs and dealing directly with customers and other contractors. A damaged vehicle, stolen equipment, property damage or an accident on site can quickly affect your ability to work and lead to unexpected costs.
Whether you are an electrician, plumber, carpenter, builder, painter, landscaper or specialist contractor, having the right insurance can help you keep your business running when things don't go according to plan. Cover can be tailored around the work you do, the equipment you use and the way your business operates.
Insurance Considerations for Tradespeople & Contractors
The insurance needs of a trade business will depend on the type of work you undertake, your employees, vehicles and equipment. Common covers to consider include:
Business Package Insurance
Can combine a range of covers for eligible trade businesses, including protection for business property, contents and other common risks.
Commercial Motor Insurance
Can help protect utes, vans, trucks and other vehicles used to transport people, tools and equipment for your business.
Plant, Tools and Equipment Insurance
Can help protect tools, machinery, plant and portable equipment against insured loss or damage.
Public Liability Insurance
Can provide protection against certain claims for third-party injury or property damage arising from your work or business activities.
Professional Indemnity Insurance
Can provide protection against certain claims arising from professional advice, designs, specifications, errors or omissions.
Workers Compensation Insurance
Generally required when you employ staff and provides cover for workplace injuries and illnesses under the relevant state or territory scheme.
Who we can help
Trade businesses vary from sole operators working independently to larger contractors managing teams, vehicles and multiple projects. We can support a wide range of trades and specialist contractors.
Building and Construction Trades
Builders, carpenters, bricklayers, concreters, plasterers and other trades working across residential and commercial construction projects.
Electrical, Plumbing and Mechanical Trades
Electricians, plumbers, refrigeration and air conditioning contractors, mechanics and other specialist service providers.
Specialist Trades and Contractors
Landscapers, painters, tilers, fencing contractors, flooring specialists and other businesses providing skilled trade services.
Get in touch
From tools and vehicles to customer property and work carried out on-site, trade businesses face risks every day. The right insurance can help you manage those risks and keep working when something goes wrong.
For more information or to arrange cover, please contact us or simply fill out the Trades Insurance quote form below and one of our insurance brokers will get in touch in one business day.
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