Commercial Property Insurance for Australian Businesses
Your commercial property is a significant investment, whether you own a standalone building, an office, retail premises, warehouse or other commercial space. Protecting the property itself, as well as the assets and income connected to it, can help you manage the financial impact of unexpected events.
Commercial property insurance can provide cover for a range of risks, including damage to buildings, loss of rental income, contents and other property-related exposures. We can help you understand the risks associated with your property and arrange insurance that suits your circumstances.
What is Commercial Property Insurance?
Commercial Property Insurance (or Building Insurance) covers you against loss or damage done to non-residential buildings and contents. It can include a collection of relevant policies such as Strata Title and Landlords Insurance, depending on your specific property and circumstances.
This type of insurance is essential for businesses that own, lease, or occupy commercial premises, helping reduce financial impact when unforeseen incidents occur.
A typical Commercial Property Insurance policy will provide cover for:
- Damage from floods, fire, or earthquakes
- Theft
- Malicious and accidental damage
- Loss of rent
- Personal injury/property damage
- Machinery breakdown
When arranging Commercial Property Insurance, your coverage may be structured through:
- A tailored Business Package Insurance policy
- A Strata Title Insurance Policy for multi-tenanted buildings
- A Landlords Insurance Policy for commercial rental properties
- An Industrial Special Risks Insurance Policy. This is designed for high-value properties (above $5 million), though a separate Public Liability policy may also be required with this option).
Who is Commercial Property Insurance suitable for?
Commercial Property Insurance can be suitable for a range of property owners and businesses looking to protect their commercial buildings, assets and rental income. It can provide valuable protection for:
Commercial Property Owners
Protects commercial buildings such as offices, retail premises, warehouses and industrial properties against a range of insured events and property-related risks.
Commercial Property Investors
Provides protection for investment properties and can include cover for loss of rental income following insured damage that affects the property's ability to generate income.
Businesses Operating from Commercial Premises
Helps businesses protect the buildings, contents, equipment and other assets they rely on to operate, with cover tailored to their property and individual circumstances.
Get in touch
Our brokers can help you compare policy options and find the Commercial Property Insurance cover that best protects your business premises and assets.
For more information or to arrange cover, please contact us or simply fill out the Commercial Property Insurance quote form below and one of our insurance brokers will get in touch in one business day.
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