Income Protection for Carers and Aged Care Workers

WageCare, Group Income Protection for Carers and Aged Care Workers

WageCare is a special purpose life insurance product that provides a replacement income for employees who cannot work at full capacity or at all due to sickness or injury.

The income insured by WageCare is the employee’s average income over the past 12 months, including overtime and allowances paid to the employee. The level of income WageCare replaces is in accordance with the level of cover you have purchased and is specified on your monthly premium statement.

Wagecare is issued and underwritten by AIA Australia Limited (ABN 79 004 837 861, AFSL 230043) and managed and administered by Coverforce, one of Australia's largest insurance brokers.

See full list of WageCare cover options

Additional benefits

WageCare provides additional cover such as:

  • Death Expense Benefit
  • $20,000 Death Cover for an insured employee
  • $5,000 Death Cover for the insured employee’s spouse
  • Homemakers assistance, rehabilitation assistance and return-to-work assistance and support.
  • Optional mental health cover

Contact Coverforce

WageCare covers insured employees 24 hours a day, 7 days a week, anywhere in the world. To find out more, please get in touch with our Coverforce Office.

Sydney Head Office

T 1300 503 503 (Local call cost Australia wide)
F (02) 9223 1422
A Level 26, Tower One, International Towers Sydney, Barangaroo NSW 2000
P Locked Bag 5273, Sydney NSW 2001

Are you looking for expert risk advice and great value cover for your business? Call us to speak to a Coverforce insurance broker today.

Our Insurance Brokers service clients throughout Australia, with key offices in Sydney, Melbourne, Brisbane, Adelaide and Perth.

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Our brokers can access more than 100 insurers across the globe to find your business quality cover at the right price.

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