Smart Insurance Solutions for Small Businesses
From managing cargo, fleets, and schedules to ensuring compliance and safe delivery, the transport and logistics sector faces a range of complex risks. At Coverforce, we help keep your operations moving with tailored insurance solutions for transport operators, warehouse providers, and freight companies.
Whether you manage road transport, rail, shipping, or warehousing – our expert brokers can help you secure cover that protects your people, cargo, and reputation.
Professions and business types we can help include:
Freight & Logistics Businesses | Fleet Operators | Warehousing & Distribution Centres | Courier & Parcel Delivery Services | Moving Companies | Road Transport Businesses | Rail Freight Operators | Marine & Cargo Transporters | Port Authorities
Common Risks for Transport & Logistics Businesses
Vehicle Accidents & Breakdowns
Collisions, mechanical failures, or road incidents can disrupt logistics operations—causing delays, damage to vehicles and cargo, and risking driver injury. These events can significantly impact delivery timelines, revenue, and customer relationships.
Damage or Loss of Cargo
Cargo may be stolen, damaged, or lost in transit or while in storage. This can lead to breach of contract, costly replacements, disputes with customers, and reputational harm.
Delivery Delays & Contractual Disruption
Unplanned delays, due to road closures, mechanical issues, or supply chain bottlenecks, can result in missed deadlines, financial penalties, reputational damage, and even legal action from clients depending on timely delivery.
Compliance & Environmental Risks
Long-distance transport involves strict regulations around licensing, driver fatigue, emissions, and the handling of hazardous materials. Failing to meet these obligations can lead to investigations, penalties, environmental harm, and operational delays.
Employee or Driver Injury
Staff working in transport and warehousing face daily risks—from lifting injuries and slips to fatigue-related driving incidents. These can lead to workers’ compensation claims, lost productivity, and operational strain.
Cyber Risks
Logistics relies heavily on digital systems for tracking, communication, and bookings. Cyberattacks or IT failures can cause major disruptions, data breaches, and a loss of client trust.
Business Interruption
Incidents like port disruptions, warehouse fires, third-party failures, or severe weather can halt business operations—leading to lost income, unfulfilled contracts, and logistical backlogs.
Protecting your Transport & Logistics Business: Key Insurance Covers
Business Insurance
A comprehensive policy that can include cover for buildings, stock, equipment, and business interruption after insured events.
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Commercial Motor Insurance
Covers your vehicles for accidents, fire, theft, and damage—whether you're operating a single ute or a national freight fleet.
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Cyber Insurance
Helps protect your business from cyberattacks, data breaches, and digital disruptions that can compromise operations or client information.
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Marine Transit Insurance
Provides cover for goods while in transit across road, rail, sea, or air—protecting against theft, loss, or damage.
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Public Liability Insurance
Protects against legal costs and compensation if a third party is injured or their property damaged due to your business activities.
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Workers Compensation Insurance
Mandatory for employers, this insurance provides financial support and medical benefits to employees who suffer work-related injuries or illnesses.
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Speak to an experienced Insurance specialist today.
Whether you're managing fleet operations, freight forwarding, or warehousing, our specialist brokers will provide expert risk management advice and help secure comprehensive cover at competitive rates—so you can keep your business moving with confidence.
For more information or to arrange cover, please contact your local Coverforce Office.
Alternatively, you can simply fill out the Transport & Logistics Insurance quote form below and one of our insurance brokers will get in touch in one business day.
Request a Quote
