IT Liability Insurance

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As an IT professional, clients rely on you for sound advice and to get their systems right. However, sometimes things can go wrong and systems may break down.

At Coverforce, we understand the risks of your industry. Therefore we will work hard to provide you with personalised risk advice and a smart, cost effective IT Liability insurance solution to meet your needs.

What is IT Liability Insurance?

IT Liability Insurance protects you and your business against legal liability occurring due to the failure of your IT products, services or advice.

This type of policy responds well to the complex needs of the IT industry as it combines Professional Indemnity, Public Liability and Product Liability into one insurance solution.

Do I need IT Liability Insurance?

If you are a consultant or work in an organisation that develops, manufactures, sells, licenses or integrates any form of information technology or related services you should consider IT Liability Insurance. This includes:

  • Software Developers
  • Electronic and Telco equipment manufacturers
  • Telecommunication providers
  • Internet service providers
  • IT Consultants
  • Web Hosting service providers
  • Hardware/Software resellers
  • IT Maintenance and Repair Technicians

Request an IT Liability Insurance Quote Now

What does this Insurance cover?

  • Protection if an IT product or service you provided fails
  • Protection in the event that someone hacks into your IT systems or software and destroys or steals information
  • Cover in the event that something goes wrong based on advice you’ve provided on an IT service or product

Should I consider an IT Liability policy over separate Indemnity and Liability policies?

Due to the nature of IT, where you’re providing both a service and product simultaneously, it’s sometimes unclear where a claim should fall. The uncertainty is whether it should be placed under a product or public liability policy (third party claims for property damage or personal injury) or a professional indemnity policy (third party claims for financial loss).

This means that your claims could slip through the cracks between the two policies, particularly when they are placed with separate insurers. It’s best to get cover under the one IT Insurance policy, which will include all of the above.

Contact Coverforce

For more information or to arrange cover, please contact our specialised team at our Coverforce Office.

Alternatively, you can simply fill out a IT Liability Insurance Quote Form below and one of our insurance brokers will get in touch with you within one business day.

Request an IT Liability Insurance quote

Simply fill out the form below and we will get back to you within 1 business day. Alternatively, should you prefer to speak to someone right now, contact us during business hours to speak with an experienced insurance broker.

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Are you looking for expert risk advice and great value cover for your business? Call us to speak to a Coverforce insurance broker today.

Our Insurance Brokers service clients throughout Australia, with key offices in Sydney, Melbourne, Brisbane, Adelaide and Perth.

Our global insurance network

Our brokers can access more than 100 insurers across the globe to find your business quality cover at the right price.

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