At Coverforce, we understand that strata insurance is about more than just ticking a box. It’s about protecting the long-term value of your building and ensuring a smooth experience for Lot Owners, Committees, and Strata Managers alike.
Whether you're managing a portfolio of buildings or looking for better cover for your building, our specialist strata team is here to help.
Why work with Coverforce?
Transparent, easy-to-follow renewals
Our renewal reports are comprehensive and clear, so you can compare pricing, the revenue we make, coverage features, excess and any insurer conditions with confidence.
Broker Access
Direct contact details for your broker are on the front cover of your renewal report, so if you have any questions about coverage or need support throughout the year, it’s easy to get in touch.
Every insurer approached, every time
Our expert team approaches all suitable providers on our panel at every renewal, ensuring you receive a broad range of competitive quotes to carefully consider for your insurance needs.
Claims support that works
You’ll deal directly with individual claims handlers, not call centres — and Strata Managers benefit from live claims updates plus optional SMS alerts to keep you informed 24/7.
Tech that simplifies, not replaces service
We’re always innovating to simplify and streamline renewals and claims lodgement, freeing up our team to deliver responsive and personalised support when it matters most.
Supporting long-term affordability
We share practical insights to support better maintenance decisions, manage risk exposure, and help keep insurance costs sustainable over time.
Trusted by thousands
We're the insurance partner of choice for Owners Corporations and Lot Owners across Australia, with deep experience in buildings of all shapes and sizes.
Insurance that's easy to manage — and built to last.
We believe great insurance should give you confidence, not complexity. That’s why we combine deep technical expertise with friendly, straightforward service. Our team works in your best interests at all times, helping you make informed choices that balance affordability, coverage and long-term sustainability.
Get in touch
What is Strata Insurance?
Strata Insurance, also known as body corporate insurance, provides essential protection for residential or commercial properties that are managed under a strata title or body corporate structure.
This type of insurance typically covers damage to the building and shared common property, such as pathways, lifts, fences, car parks, stairwells, gardens, and pools. It is usually arranged by the owners’ corporation or body corporate on behalf of all lot owners.
Strata insurance commonly includes cover for:
Building and Common Property - including shared infrastructure like walls, ceilings, balconies, windows, wiring, and fixed plant and equipment.
Common Contents - such as carpets in common areas, shared gym equipment, or furnishings in foyers.
Public Liability - for legal liability if someone is injured on common property.
Fidelity Guarantee - protection against fraudulent or dishonest misuse of funds by committee members.
Office Bearers' Liability - covers members of the owners’ committee against legal claims arising from decisions made in their official capacity.
Personal Accident - provides coverage for voluntary workers assisting with strata responsibilities.
Workers Compensation - applicable in ACT, WA, TAS, and NT where a body corporate may be considered an employer.
While strata insurance covers the building and common areas, it doesn’t include contents or upgrades inside individual units—like furniture, flooring, or personal items. Owners and tenants should have their own contents or landlord insurance to ensure they are covered.
Who we work with
We partner with a wide range of trusted strata insurers and underwriting agencies to ensure you get the right cover for your building, every time. At each renewal, we market your risk to all suitable providers on our panel, not just one or two. That’s how we make sure you get value, not just a renewal.
Our current panel includes the following providers:
For complex and challenging risks, some of our providers include:
What our clients say..
David from claims has been fantastic. He genuinely cares, always calls back, and goes above and beyond to get things moving. It’s rare to feel that supported during a claim.
Bronwyn, Lot Owner
As an elderly person, being involved in an insurance claim can feel overwhelming — but John, my claims executive was outstanding. His patience, efficiency and care when dealing with all parties made all the difference. I’m so grateful for the support throughout the process.
Angela L, Lot Owner
Nicola was amazing in helping me with an urgent claim — organising both emergency accommodation and a make-safe on the same day. It’s such a relief knowing we can just pick up the phone and get the support we need.
Kasey C, Insurance Claims Officer (Strata Management)
Let's Talk
Speak to a strata insurance specialist today:
We have a dedicated strata insurance team providing comprehensive reports, quotes and recommendations from specialist strata insurance brokers. The outcome is a 'win-win' for strata managers and their respective owners corporations.
For more information or to arrange cover, please contact your local Coverforce Office.
Alternatively, you can simply fill out the Strata Insurance quote form below and one of our insurance brokers will get in touch in one business day.
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