Working on large scale projects and operating heavy machinery can present a number of risks to those involved.
At Coverforce, we understand the risks that your industry face every day. That's why our specialist insurance brokers and in-house claims team are here to deliver unrivalled service, expert risk advice and tailored insurance solutions to cover you and your business.
What is Contractors Plant Insurance?
Contractors Plant or Equipment Insurance provides insurance cover to businesses and individuals within the mining, excavation/earth moving, crane hire, civil and related industries.
This includes stationary and mobile plant equipment cover, road risk liability and broad form public and products liability.
Do I need Contractors Plant Insurance?
If you work in any of the above industries and operate large-scale equipment (stationary or mobile), you need a contractors plant insurance policy.
What does this Insurance cover?
A Contractors Plant Insurance policy will typically cover you for material damage, road risk liability and public liability.
Cover can be arranged for single items or a fleet of plant equipment.
The most common types of plant items that are insured include Cranes, Excavators, Concreting equipment, Forklifts, Farming machinery, Tippers, Trailers, Trucks and Lifting equipment.
- Road risk liability can only be offered if the plant item is registered.
- Optional extensions of cover can be arranged such as breakdown cover and consequential loss (loss of income due to damage to a vehicle).
- Please note: Broadform Public and Products Liability cover is designed for Plant and Equipment operations with the option to include other activities if needed.
- Broadform liability is also available as a standalone policy if required.