Smart Insurance Solutions for the Not-for-Profit Industry
Managing a not-for-profit organisation means balancing your mission with day-to-day operations, limited resources, and increasing compliance requirements. Whether you're delivering community services, managing volunteers, or running fundraising events, you face a variety of risks that can impact your people, finances, and ability to operate.
At Coverforce, we understand the unique challenges of the not-for-profit sector. With deep industry knowledge and access to leading local and global insurers, our specialist brokers work closely with you to deliver comprehensive and competitively priced insurance cover that aligns with your purpose and protects what matters most.
Professions and business types we can help include:
Charities & Foundations | Community Service Providers | Volunteer Groups | Religious Organisations | Advocacy & Support Groups | Educational Organisations | Environmental & Conservation Groups | Health & Aged Care Services
Common Risks in the Not-for-Profit Sector
Property & Asset Damage
Damage or theft involving offices, equipment, event spaces, or merchandise can disrupt your service delivery, fundraising, and daily operations.
Injury to staff or volunteers
Activities such as fieldwork, community events, and physical tasks increase the risk of injuries or illness among your team, volunteers, or yourself.
Cyber & Data Breaches
Holding sensitive donor, member, and operational data exposes your organisation to cyberattacks, data loss, system outages, and potential reputational harm.
Professional & Management Liability
Board members, volunteers, and staff providing advice or making decisions may face claims of professional negligence, fraud, or wrongful acts.
Public & Event Liability
Injuries to third parties or property damage at events or during programs can result in costly legal claims and compensation demands.
Regulatory & Compliance Risks
Failure to comply with charity laws, funding conditions, privacy legislation, or workplace health and safety regulations can lead to fines, penalties, or funding withdrawal.
Protecting Your Not-for-Profit: Key Insurance Covers
Association Liability Insurance
Protects your organisation's leaders and board members from claims related to management errors or breaches of duty.
Business Interruption Insurance
Compensates for lost income and extra expenses caused by interruptions in your operations.
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Cyber Insurance
Covers data breaches, cyberattacks, and the resulting operational or reputational damage.
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Management Liability Insurance
Provides broad legal protection for your organisation and its officers.
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Professional Indemnity Insurance
Covers claims of negligence or mistakes by volunteers or staff providing advice or professional services.
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Public Liability Insurance
Covers claims of injury or property damage caused to third parties during your activities.
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Workers Compensation Insurance
Mandatory insurance protecting your paid employees from work-related injuries and illnesses.
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Speak to an experienced Insurance specialist today.
At Coverforce, we understand the unique challenges not-for-profit organisations face. Whether you're a charity, NFP business, or non-profit organisation, our insurance brokers will work to find cost-effective, tailored insurance solutions that protect your people, assets, and operations. Get in touch today for expert advice and a competitive insurance quote for your not for profit organisation and volunteers.
For more information or to arrange cover, please contact your local Coverforce Office.
Alternatively, you can simply fill out the Not-for-Profit Insurance quote form below and one of our insurance brokers will get in touch in one business day.
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