Smart Insurance Solutions for Sport & Leisure Businesses
Whether you’re running a yoga studio, managing a concert tour, or organising a national sports event, having the right insurance cover in place is essential. Our specialist brokers understand the fast-paced and high-risk nature of the sport, fitness, and events industries—and we’re here to help protect your organisation from the unexpected.
At Coverforce, we specialise in sports insurance, sports event insurance, and public liability insurance for events, providing tailored coverage to protect your business from liabilities and financial risks.
Professions and business types we can help include:
Community Sporting Clubs | Professional Sporting Clubs | Gyms & Studios | Personal Trainers | Local & National Sporting Associations | Fitness Professionals | Sports & Recreation Organisations | Entertainment & Event Promoters | Exhibitions | Conferences | Stadiums & Sporting Grounds | Touring Groups | Fitness Centres | Sporting Events
Common Risks in the Sport, Fitness & Event Industries
Participant & Spectator Injuries
In contact or high-movement activities, there’s always a risk of injury. Whether it’s a player breaking a bone or a spectator slipping in a venue, liability claims can arise that may lead to costly legal and compensation expenses.
Equipment Damage or Loss
Sporting and event equipment, whether personal or shared, can be expensive to replace. Damage, theft, or accidental loss can disrupt your operations and add financial strain.
Property Damage
Events held at hired venues or sporting grounds can lead to accidental damage to property. You may be held responsible for repair costs or contractual penalties.
Professional Liability
If you provide coaching or advice, clients may claim negligence or misconduct if they suffer injury or financial loss due to your services. This includes claims of poor instruction or failure to warn of risks.
Last-Minute Venue Cancellations
If a venue cancels just before an event, you may need to secure a costly replacement at short notice or cancel the event entirely—potentially losing out on significant revenue and facing refund demands.
No-Show Performers or Athletes
When a headline performer, speaker, or athlete fails to appear, organisers may face refund requests and reputational damage. Financial loss from lost ticket sales or sponsorships can quickly add up.
Weather-related Disruptions
Outdoor sports and entertainment events are vulnerable to extreme weather, which can force delays, relocation, or full cancellations, potentially triggering refund obligations and financial losses.
Protecting your Business: Key Insurance Covers
Professional Indemnity Insurance
Protects against claims of negligence, misconduct, or breach of duty.
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Public Liability Insurance
Covers legal costs and compensation if someone is injured or their property is damaged during your event or activities.
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Event Cancellation Insurance
Covers non-refundable expenses and lost revenue if an event is cancelled or rescheduled due to unforeseen circumstances.
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Voluntary Workers Insurance
Provides cover if volunteers are injured while helping at your event or activity.
Equipment & Property Insurance
Protects event or sports equipment against loss, damage, or theft.
Get in touch
Speak to an experienced Insurance specialist today.
At Coverforce, we understand the unique risks faced by businesses in the sport and leisure industry. Our specialist brokers work closely with you to assess your exposures and tailor a comprehensive insurance solution that provides reliable protection at competitive rates. Whether you’re organising events, managing a venue, or running a fitness centre, we help safeguard your business so you can focus on delivering great experiences.
For more information or to arrange cover, please contact your local Coverforce Office.
Alternatively, you can simply fill out the Sport & Leisure Insurance quote form below and one of our insurance brokers will get in touch in one business day.
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