Smart Insurance Solutions for Property Developers
Property development involves major investment, long project timelines, and a range of risks—from site acquisition to final sale. Whether you're working on residential, commercial, or industrial projects, you're exposed to financial, legal, and environmental challenges that can disrupt progress or affect profitability.
For over 30 years, Coverforce has been considered a specialist provider of insurance and risk advice to the construction and property industries by some of the largest and most reputable builders and property developers across Australia. Our insurance brokers have significant experience covering commercial and residential building (including high rise) projects, and can therefore provide you with the expert risk advice you need to thrive in a complex industry.
Professions and business types we can help include:
Residential Property Developers | Commercial Property Developers | Industrial Developers | Development & Project Management Firms | Civil Construction Developers | Urban Planners | Development Consultants | Property Syndicates | Real Estate Developers | Large-scale Housing Developers
Common Risks for Property Developers

Cyber Security Threats
With increased reliance on digital tools and cloud platforms, developers face risks from data breaches and cyberattacks that can compromise sensitive project or financial information.

Property Damage
Construction sites, equipment, and partially completed structures are exposed to fire, vandalism, accidental damage, and other loss events that can derail project timelines.

Weather Destruction
Severe weather events such as storms, floods, or high winds, can cause major damage to worksites and materials, leading to increased costs and delays.

Business Interruption
Events like fire, flood, or cyberattacks can disrupt day-to-day operations, leading to lost income, missed deadlines, and reputational damage if clients are impacted.

Theft & Burglary on your property
Unsecured sites are common targets for theft of tools, equipment, and materials—affecting productivity and adding unplanned expenses.

Workers Compensation
Development sites can be hazardous environments. You’re responsible for covering medical expenses, lost income, and support if a worker is injured on the job.

Professional Negligence
Design flaws, planning oversights, or construction mistakes can lead to costly legal claims, project disputes, or the need for rework—especially where consultants or subcontractors are involved.
Protecting Your Business: Key Insurance Covers

Contract Works Insurance
Protects your construction project against accidental physical loss or damage during the build period, including materials, temporary structures, and third-party property.
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Management Liability Insurance
Covers directors and officers against claims of mismanagement, breaches of duty, or other corporate governance issues.
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Professional Indemnity Insurance
Essential if you provide design, engineering, or consultancy services—this policy protects against claims of negligence, error, or omissions that cause financial loss.
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Public Liability Insurance
Covers legal and compensation costs if someone is injured or their property is damaged as a result of your activities on-site.
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Workers Compensation Insurance
Mandatory in all Australian states and territories, this cover ensures employees receive support for work-related injuries or illness.
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Speak to an experienced Insurance specialist today.
At Coverforce, we specialise in insurance solutions for property developers, ensuring your business is protected at every stage of a project. With access to a global network of insurers and strong expertise in the property development industry, we can offer comprehensive insurance cover to help safeguard your investments, assets, and reputation.
For more information or to arrange cover, please contact your local Coverforce Office.
Alternatively, you can simply fill out the Property Developers Insurance quote form below and one of our insurance brokers will get in touch in one business day.
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