Smart Insurance Solutions for Property Developers

Property development involves major investment, long project timelines, and a range of risks—from site acquisition to final sale. Whether you're working on residential, commercial, or industrial projects, you're exposed to financial, legal, and environmental challenges that can disrupt progress or affect profitability.

For over 30 years, Coverforce has been considered a specialist provider of insurance and risk advice to the construction and property industries by some of the largest and most reputable builders and property developers across Australia. Our insurance brokers have significant experience covering commercial and residential building (including high rise) projects, and can therefore provide you with the expert risk advice you need to thrive in a complex industry.

Professions and business types we can help include:

Residential Property Developers | Commercial Property Developers | Industrial Developers | Development & Project Management Firms | Civil Construction Developers | Urban Planners | Development Consultants | Property Syndicates | Real Estate Developers | Large-scale Housing Developers

Common Risks for Property Developers

Icon of a document with exclamation mark

Cyber Security Threats
With increased reliance on digital tools and cloud platforms, developers face risks from data breaches and cyberattacks that can compromise sensitive project or financial information.

Icon of an apartment building

Property Damage
Construction sites, equipment, and partially completed structures are exposed to fire, vandalism, accidental damage, and other loss events that can derail project timelines.

Icon of a storm

Weather Destruction
Severe weather events such as storms, floods, or high winds, can cause major damage to worksites and materials, leading to increased costs and delays.

Icon of a clock

Business Interruption
Events like fire, flood, or cyberattacks can disrupt day-to-day operations, leading to lost income, missed deadlines, and reputational damage if clients are impacted.

Icon of a hazard sign

Theft & Burglary on your property
Unsecured sites are common targets for theft of tools, equipment, and materials—affecting productivity and adding unplanned expenses.

Icon of a person with a broken arm

Workers Compensation
Development sites can be hazardous environments. You’re responsible for covering medical expenses, lost income, and support if a worker is injured on the job.

Icon of two speech bubbles

Professional Negligence
Design flaws, planning oversights, or construction mistakes can lead to costly legal claims, project disputes, or the need for rework—especially where consultants or subcontractors are involved.

Protecting Your Business: Key Insurance Covers

Icon of a cogwheel and exclamation mark

Contract Works Insurance

Protects your construction project against accidental physical loss or damage during the build period, including materials, temporary structures, and third-party property.

Learn more >>
Icon of a handshake

Management Liability Insurance

Covers directors and officers against claims of mismanagement, breaches of duty, or other corporate governance issues.

Learn more >>
Icon of a person with a tie

Professional Indemnity Insurance

Essential if you provide design, engineering, or consultancy services—this policy protects against claims of negligence, error, or omissions that cause financial loss.

Learn more >>
Icon of a hazard sign

Public Liability Insurance

Covers legal and compensation costs if someone is injured or their property is damaged as a result of your activities on-site.

Learn more >>
Icon of a shield with hospital cross on it

Workers Compensation Insurance

Mandatory in all Australian states and territories, this cover ensures employees receive support for work-related injuries or illness.

Learn more >>

Get in touch

Speak to an experienced Insurance specialist today.

At Coverforce, we specialise in insurance solutions for property developers, ensuring your business is protected at every stage of a project. With access to a global network of insurers and strong expertise in the property development industry, we can offer comprehensive insurance cover to help safeguard your investments, assets, and reputation.

For more information or to arrange cover, please contact your local Coverforce Office.

Alternatively, you can simply fill out the Property Developers Insurance quote form below and one of our insurance brokers will get in touch in one business day.


Request a Quote

illustration of a male customer service officer popping out of laptop helping a female client

Are you looking for expert risk advice and great value cover for your business? Call us to speak to a Coverforce insurance broker today.

Our Insurance Brokers service clients throughout Australia, with key offices in Sydney, Melbourne, Brisbane, Adelaide and Perth.

Our global insurance network

Our brokers can access more than 100 insurers across the globe to find your business quality cover at the right price.

Insurer logo AIG
Insurer logo Allianz
Insurer logo Blue Zebra
Insurer logo CGU
Insurer logo CHU
Insurer logo Chubb
Insurer logo Dual
Insurer logo GIO
Insurer logo GT
Insurer logo Hollard
Insurer logo Liberty
Insurer logo Lloyds
Insurer logo Longitude
Insurer logo Mecon
Insurer logo Miller
Insurer logo NTI
Insurer logo QBE
Insurer logo Quanta
Insurer logo SUU
Insurer logo UAA
Insurer logo Vero
Insurer logo Zurich

Terms of Use  |  Legal Notices  |  Target Market Determinations  |  Contact Us  |  Copyright © 2024 Coverforce Pty Limited. All rights reserved.