Builders Warranty Insurance

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Even as an experienced builder, sometimes things may not go according to plan. If you find yourself unable to honour your anticipated building commitments, this can have implications for both you and your clients.

At Coverforce, we understand the risks involved in any contract work. That's why our experienced insurance brokers and in-house claims team will work hard to deliver personalised risk advice and a smart Builders Warranty Insurance Program that won't let you down in the event you need to make a claim.

What is Builders Warranty Insurance?

Builders Warranty Insurance (also known as Home Warranty) provides a safety net for homeowners to compensate for losses due to faulty workmanship and incomplete building work if your builder dies, disappears or becomes insolvent and can’t pay off their debts.


Do I need Builders Warranty Insurance?

If you own a home and are having work done to your home by a builder including renovations or an extension, you need Builders Warranty Insurance.

If you’re a licensed builder, you may also need Builders Warranty Insurance for your residential buildings to protect your client.


Request a Builders Warranty Insurance Quote Now

Important Tips

If you’re undergoing building work, it’s a legal requirement under State/Territory law to get Builders Warranty Insurance in all states in Australia, except Tasmania.

As a guide, you need to get cover when the value of your building works go above the below amount in various states:

  • New South Wales, Western Australia, and the Australian Capital Territory: $20,000
  • Victoria: $16,000
  • Northern Territory and South Australia: $12,000
  • Queensland: $3,300 ($1,100 for Hydraulic Services Design)

If it’s a requirement in your state to get Builders Warranty Insurance, your contractor should arrange it for you. But it’s best to get a copy of the paperwork proving it before you sign the contract to be sure you’re covered.

Your will need a copy of the builders warranty certificate from your builder to make a claim.

Contact Coverforce

For more information or to arrange cover, please contact our specialised team at our Coverforce Office.

Alternatively, you can simply fill out a Builders Warranty Insurance Quote Form below and one of our insurance brokers will get in touch with you within one business day.

Request a Builders Warranty Insurance quote

Simply fill out the form below and we will get back to you within 1 business day. Alternatively, should you prefer to speak to someone right now, contact us during business hours to speak with an experienced insurance broker.

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Are you looking for expert risk advice and great value cover for your business? Call us to speak to a Coverforce insurance broker today.

Our Insurance Brokers service clients throughout Australia, with key offices in Sydney, Melbourne, Brisbane, Adelaide and Perth.

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Our brokers can access more than 100 insurers across the globe to find your business quality cover at the right price.

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