Insurance Coverage for Dry Cleaners

In addition to Business Insurance Pack, Coverforce recommend you consider each of the following types of insurance:

Commercial Motor Insurance

If you use a motor vehicle or a group of commercial vehicles for business purposes, this type of insurance is suitable for you. Commercial Motor Insurance can help provide cover for the cost of damage to a business vehicle or third party motor vehicle in the event of an incident.

There are a number of Commercial Motor Insurance options including:

• Full comprehensive insurance – insures you against loss of or damage to your vehicles due to a collision and other accidental damage, theft, fire and also includes indemnity for any legal liability for third party property damage.
• Third-party property damage cover – only provides protection for any damage to third party vehicles or other property for which you are held responsible.
• Third-party property damage fire & theft – provides cover limited for your vehicle should it be damaged by fire or stolen, plus third party liability.

Home & Contents Insurance

Home and Contents Insurance can help to cover the repair or rebuild of your property and as well as the cost of replacing certain contents inside that property following damage caused by an insurable event such as fire, flood, storm or theft.

Depending on your policy, you cover can also include things like temporary accommodation if your home isn't liveable, emergency temporary repairs, new-for-old replacement on damaged contents and legal liability.

Landlords Insurance

Landlords Insurance is a type of home insurance designed for homeowners renting out their property to tenants. It typically covers the building and permanent fixtures of your investment property for loss or damage by an insured event with options to add cover for things like loss of rent, tenant default, theft and malicious damage.

Commercial Property Owners Insurance

If you own any type of commercial property no matter what size or type, Commercial Property Insurance is suitable for you. It helps cover you against loss or damage done to non-residential properties such as floods, fire, theft, machinery breakdown and malicious damage.

Marine Insurance

Marine insurance covers the loss or damage of ships, cargo, terminals, and any transport by which the property is transferred, acquired, or held between the points of origin and the final destination.

This type of insurance is suitable for ship repairers, import/export marine businesses, private yacht owners, port operators, freight forwarders, boating clubs or charter service operators.