Helping you protect and support safer playspaces across Australia
Coverforce Complete Insurance Brokers has recently secured specialised insurance solutions tailored for businesses in the playground and landscaping industry, including those involved in manufacturing, design, installation, maintenance, and auditing or certification.
As a trusted partner, our team of expert brokers is committed to helping Play Australia members navigate the complexities of insurance. We work closely with you to develop tailored insurance programs that address the unique challenges and requirements of playground businesses across Australia.
Common risks faced by Playground Businesses
Understanding the common risks faced by playground professionals is key to ensuring your insurance is fit for purpose. Here’s a look at some of the challenges we help our clients navigate.
Inadequate disclosure of business activities
Full scope of business activities not disclosed in current policy resulting in cover gaps, denied claims, or issues meeting project or contract requirements.
Playground equipment failure leading to injury
Accidents caused by faulty or incorrectly installed equipment can lead to serious injury claims and liability issues.
Incorrect auditing or certification
Missed hazards or errors in safety reports can result in professional indemnity claims if someone is injured or compliance is questioned.
Weather damage or vandalism during installation
Storms, high winds, or vandalism can damage materials, equipment, or partially completed sites, delaying projects and increasing costs.
Theft of tools, machinery, or vehicles
Items like trailers, compactors, or power tools are common targets for theft, especially when left onsite or in vehicles overnight.
Non-compliance with council or school insurance requirements
Inadequate insurance can delay project approvals, lead to contract loss, or result in financial penalties.
Accidental property damage on-site
Damaging underground services or nearby infrastructure during work can lead to costly repair claims and delays.
Injury to subcontractors or team members
Even with safety measures, workplace injuries can happen, and managing subcontractor risk is crucial for protecting your business.
Why choose Coverforce?
At Coverforce, we’re more than just brokers. As your insurance partner, we focus on offering risk advice and securing comprehensive coverage tailored to your playground and landscaping business needs.
Exclusive Play Australia Member Offer
Get access to preferred pricing and specialised insurance packages designed specifically for Play Australia Members.
Industry Knowledge
We understand playground-specific exposures like surface failures, audit liabilities, and installation hazards.
Direct Contacts
One point of contact, no call centres. You get a dedicated broker who understands your business.
Access to Major Insurers
We compare policies across multiple providers to ensure you get the best value and protection.
Claims support when you need it most
Our dedicated in-house claims team offers highly responsive service and expert guidance throughout the entire claims process.
Year-Round Support
Whether you're renewing, reviewing, or making changes to your cover, our team is here to support your business all year round.
Insurance solutions that support how you work
From day-to-day operations to specialist services, we provide a variety of general and tailored insurance solutions to help protect your playground or landscaping business. You can view all our cover options here or select from the below to find out more:
Public Liability Insurance
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Professional Indemnity Insurance
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Contract Works Insurance
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Plant, Machinery & Equipment Insurance
Learn more >>Who we can help
We provide insurance for businesses and professionals working in all areas of playground and playspace delivery, including:
Manufacturers & Installers
Soft fall surfacing specialists
Safety auditors & risk assessors
Repair & maintenance contractors
Playspace designers & certifiers
Landscapers for schools & councils
Frequently Asked Questions
Failing to disclose the full scope of your business activities can lead to gaps in coverage, denied claims, or difficulties meeting project and contract requirements. Accurate disclosure ensures your insurance properly protects your operations.
If your work involves both physical installation and safety auditing or certification, it’s highly recommended to hold both types of cover. This ensures you're protected against bodily injury or property damage claims, as well as legal issues arising from professional advice or certifications.
Yes. We can help structure your policy to include subcontractors or advise you on what’s required to ensure your legal and insurance obligations are met.
Absolutely. While Play Australia members receive exclusive pricing, we also assist non-members and can offer tailored cover that suits your needs.
Yes. Even sole traders and small operators are often required to hold Public Liability or other types of insurance to work on council or school projects, or to meet contract conditions.
No problem, our brokers are here to help. We’ll talk through your services, risks, and clients to recommend the right combination of policies.
Yes, we can arrange short-term or project-specific insurance depending on your needs and the requirements of the job.
Yes, we can arrange cover for tools, machinery, and equipment — whether they're in use, in storage, or in transit.
Yes, our team offers year-round support. We’ll help you review and adjust your policy if your business expands, changes direction, or takes on new contract types.
Ready to get covered?
Speak to an insurance specialist today.
Whether you're installing playgrounds, auditing playspaces, or maintaining equipment for councils and schools — we’re here to help you protect your business and the communities you serve.
For more information or to arrange cover, please contact us using the details below or simply fill in a quote form and we will be in touch shortly.
Ryan Fisher
- Phone: 0409 354 458
- Email: Ryan_Fisher@coverforce.com.au
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