Specialty Cover for Playgrounds & Landscaping Professionals

Specialist insurance cover for the Playground Industry

Whether you're installing, inspecting, or managing playground projects, the right insurance is essential. We understand the unique challenges faced by playground professionals and offer tailored cover options designed to protect your team, your work, and your reputation.

Public Liability Insurance

Public Liability Insurance is essential for all hands-on playground work, especially in public spaces, schools, and local government projects. This policy protects your business from third-party claims for personal injury or property damage that occur as a result of your business operations, whether on-site, in a public setting, or during transport.

A Public Liability Insurance policy will typically cover:

• Injury to a third party (e.g. member of the public, school staff, council representatives)
• Damage to surrounding property or utilities
• Legal defence costs if you're taken to court
• Accidental incidents occurring during installation, repair, or site access

Professional Indemnity Insurance

Professional Indemnity Insurance can be crucial if you provide any advice, inspections, reports, audits, or certifications. This policy can cover claims arising from alleged errors or omissions in your professional advice or services. It's particularly important for risk assessors, certifiers, and auditors working in compliance-heavy environments like schools or councils.

A Professional Indemnity Insurance policy will typically cover:

• Legal costs and damages arising from professional negligence
• Misstatements or oversights in risk assessments or inspection reports
• Failure to identify safety hazards during an audit
• Breach of professional duty

Contract Works Insurance

Contract Works Insurance is designed to protect your construction and installation projects from the ground up. This policy helps to insure against material loss or damage during the course of a construction or installation job. It's especially relevant for contractors involved in longer-term projects, custom builds, or playground refurbishments.

A Contract Works Insurance policy will typically cover:

• Damage to partially completed works due to weather, vandalism, or fire
• Theft or accidental damage of on-site materials
• Tools and equipment stored on-site
• Project delays caused by insured events

Plant, Machinery & Equipment Insurance

Plant, Machinery & Equipment Insurance provides comprehensive cover for your owned or hired equipment — whether it's on-site, in transit, or in storage. This policy can offer cover for damage, theft, or breakdown of your business critical tools and machinery. Whether it's a hired mini-loader or your own compactor, keeping your equipment insured ensures minimal disruption to your operations.

This type of policy will typically cover:

• Theft or vandalism of tools, vehicles, or machinery
• Accidental damage during use or transit
• Fire or weather-related damage to stored equipment
• Breakdown or loss of use for key machinery

Covered items might include:

• Excavators, bobcats, and skid steers
• Power tools, cement mixers, and compressors
• Utes and trailers used for site transport
• Temporary fencing or other site setup gear