Income Protection for the Construction Industry

About Uplus

The construction industry is a rewarding but often dangerous place to work. You get the satisfaction of witnessing new buildings resurrect before your eyes. And to see the happiness on people’s faces when you build their dream homes.

But, due to the hands-on nature of building, you are at risk of many different types of injuries. This can include anything from an injured back, hip, neck or arm, falling objects or a range of health conditions that can develop from working on site.

Have you ever thought about how you would provide for yourself and your family if something affected your ability to work? UPlus is catered specifically to you to ensure you’d be looked after if your ability to work was ever compromised.

What is UPlus?

UPlus is a specifically tailored construction income protection product purchased by building and construction industry employers for their employees.

What does UPlus offer the employee?

Established in 1994, UPlus provides building and construction industry employees with income protection insurance for injuries and sickness.

It also provides New South Wales employees with Workers Compensation Top-Up insurance which complements lump sum awards made under the Workers Compensation Act (NSW) in 1987.

Some of the Key Benefits

  • Income benefit for a total disability resulting from an Accident or Sickness
  • 30 day waiting period
  • 2 year benefit period
  • Accidental death cover.

See full list of benefits

UPlus compliments and improves the income protection members receive through workers compensations in the following ways:

  • UPlus Insurance cover is in place 24 hours per day, 7 days per week, both within and outside the workplace (from anywhere in the world)
  • UPlus improves the benefits paid by workers compensation insurance
  • UPlus is managed and administered by U-Plus Pty Ltd (ACN 164 305 285) who acts as Trustee for the U-Plus Trust (ABN 30 779 952 012).

Contact Us

To find out more call 1300 503 503 (Local call cost Australia wide) or email

U-Plus Pty Ltd (ACN 164 305 284) acts as Trustee for the U-Plus Trust (ABN 30 779 952 012). The U-Plus Trust is a joint venture between Coverforce Pty Ltd (Coverforce) (ABN 31 067 079 261) and the CFMEU. Coverforce ranks among the largest Australian owned insurance brokers by revenue and has over 20 years experience in the administration of employee benefits like UPlus. Coverforce holds Australian Financial Services Licence (AFSL) number 238874 which permits it to provide financial product advice and to arrange, manage and administer life insurance products such as UPlus. U-Plus Pty Ltd as Trustee of the U-Plus Trust is authorised to deal and arrange insurance under the AFSL of Coverforce under Authorised Representative Number 441222.

In addition to the UPlus Master Policy, U-Plus Pty Ltd offers general insurance, life insurance and risk advice. This PDS deals specifically with the financial services U-Plus Pty Ltd provides in relation to UPlus. If You would like information on other U-Plus Pty Ltd products and services, please contact U-Plus Pty Ltd.

Are you looking for expert risk advice and great value cover for your business? Call 1300 503 503 to speak to a Coverforce insurance broker today.

Our Insurance Brokers service clients throughout Australia, with key offices in Sydney, Melbourne, Brisbane, Adelaide and Perth.

Our global insurance network

Our brokers can access more than 100 insurers across the globe to find your business quality cover at the right price.

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