Whether you are a charity, association, club or community centre, your volunteers play an important role in keeping many projects alive. Therefore, it is important to make sure that your volunteers feel confident in knowing that they would be properly looked after if they injured themselves while at work.
At Coverforce, we understand the value of volunteers for many businesses. Our experienced insurance brokers and in-house claims team will work hard to deliver tailored risk advice and a smart, cost effective Volunteer Workers Insurance policy to meet your specific needs.
What is Voluntary Workers Insurance?
Volunteer Insurance (also known as Volunteers Personal Accident Insurance or Volunteer Accident Insurance) protects your volunteers if they are injured while undertaking voluntary work.
Do I need Voluntary Workers Insurance?
If you are an association that has volunteers or a non-paid management committee, it’s strongly recommended that you get Voluntary Workers Insurance.
Note: It is important not to forget about your board of management. They have a big inflence on the direction of your business and therefore should also be protected.
What does this Insurance cover?
Depending on the options chosen, Voluntary Workers Insurance can provide cover for:
- Accidental Death
- Disablement
- Incapacity to carry out normal duties
Important Tips
- Check with your broker to see if your policy protects your volunteers for the journey to and from their workplace
- Age limits are always noted on the schedule of insurance. If your volunteers fall outside these limits, you should ask your insurance broker to review these
- Make sure you always keep good documentation of accidents or incidents (including witnesses) that you may need to make a claim for in the future. Most claims are received many years after the event so it’s important to have all the right information on hand just in case.
- Volunteer workers are not covered by Workers Compensation Insurance.
Contact Coverforce
For more information on how your volunteers can be better protected, please contact our specialised team at our Coverforce Office.
Alternatively, you can simply fill out a Voluntary Workers Insurance Quote Form below and one of our insurance brokers will get in touch with you within one business day.
Request a quote
Simply fill out the form below and we will get back to you within 1-2 business days. Alternatively, should you prefer to speak to someone right now, call 1300 503 503 to talk to a qualified broker.
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